(UpVery.com) Feb 14, 2011 --
Every year in the UK millions of pounds are lost as a result of credit card fraud. Criminals and their associates use various means to obtain your details, but there are steps you can take to help fight the problem.
Strathclyde Police Warning on Card Skimming and Cloning
In this type of fraud a device, created to look like the card entry point on the cash machine, is fitted over the genuine slot to passively skim the information encoded on the magnetic strip of the card. These details are stored and subsequently used fraudulently.
Once they have successfully obtained the cardholder's details, fraudsters will focus their attention on finding out the corresponding Personal Identification Number. PINs can be compromised in two ways. Firstly, by shoulder surfing, whereby the fraudster will tailgate behind the cardholder and look over their shoulder as they enter their number.
Secondly, there is increasing evidence of micro cameras being concealed within the lighting or false trunking around the ATM machine to focus on PIN entry. Real-time images are often transmitted to a receiver attached to a hand held camera, typically within 100 metres of the cash machine. The details will then be matched with the corresponding card data.
Once the threshold of compromised details has been reached the device will be removed and the information downloaded and used to create duplicate “cloned” cards.
Strathclyde Police Warning on Stolen Card Fraud
When a card is lost or stolen, it can be used until it is cancelled. Thieves can potentially buy goods worth thousands of pounds, before the owners become aware that they have been robbed. The problem has been exacerbated by the number of businesses now offering transactions over the phone, by fax or online. Since 1999, online credit card payments have increased five-fold, with around ten percent of all credit card spending now happening via the internet.
What you can do
A high-tech chip and PIN card system was introduced in a bid to tackle the issue, but credit card crime continues to rise.
So what can you do to stay secure and help foil the fraudsters?
• Guard your card and details when making a transaction – do not let it out of your sight.
• Shield your PIN when withdrawing cash from an ATM
• Don’t write down information such as PINs, passwords or logins.
• Don’t divulge your details in response to any emails, purporting to be from your bank or the police. When on the phone, only reveal your details if you made the call.
• Access internet banking or shopping sites only by typing the address in your web browser.
• Always check for the locked padlock or unbroken key security icons.
• Shred documents and receipts, which contain your personal information.
• Secure your computer with anti-virus software and a firewall.
• Contact your bank or building society immediately, if your card is lost or stolen or you believe it may have been used fraudulently.
# # #
With approximately 8,000 police officers and 2,600 police staff working round the clock, Strathclyde Police is Scotland’s largest police force, and one of the biggest in the UK. The Force was formed in 1975 and provides a vast range of policing services on behalf of 12 local authorities. We currently protect nearly 2.3 million people across 5,371 square miles of Scotland — from Glasgow’s lively urban areas to the rural remoteness of the Inner Hebrides — with policing services specifically tailored to the individual needs of our various communities. There are eight territorial divisions within Strathclyde Police, each headed by a divisional commander. Each division is divided into sub divisions, serving the public at a local level.
Sunday, February 20, 2011
Strathclyde Police Warning on Social Networking and Other Internet Scams
(UpVery.com) Feb 14, 2011 --
Sites like Bebo, MySpace and Facebook are part of an internet phenomenon known as ‘social networking’ or other related bookmarking associates. They can be great fun to use and are an important part of many young people’s social lives. But, like any internet tool, they can be used for harmful or criminal purposes.
Strathclyde Police and Associates Warning and Benefits, Other Risks
Social networking sites create a feeling of community. This can be positive or negative depending on the nature of the community created.
Because users access these sites from their own homes, they can sometimes forget that the internet is really a public space. This means they can be tempted to share more information than is sensible or safe.
You can help your children protect themselves by learning how these sites work and talking them through some basic advice as follows:
Stick with friends
Advise your child to make their profile private by changing the ‘privacy settings’ or ‘account settings’. This means only their friends will be able to see what’s on their profile. They’ll still be able to get friend requests, but are less likely to be pestered by strangers.
It’s also a good idea not to post personal details like last name, school or email address. After all, they might not know who their friends’ friends are. Remind them that there is always a chance someone else will see their information and not everyone online is honest.
Sharing is good, but…
Ask your kids to think carefully about:
• who they want to chat to
• what they want to say
• which pictures they put up on their site
Remember, even if it feels private, the internet is really a public space. And once they put something online, it will be there in some form forever, even if they delete it .
So if it isn’t something they’d be happy for their mum/dad/best friend or a total stranger to see, it’s probably best not to share it.
Think before they post
What your child puts online reflects the kind of person they are. So it’s important they don’t post racist, homophobic, bullying or threatening material. Encourage them to respect their friends and the social networking community and not bring real life arguments online.
Remember, too, that something they think is funny might not seem funny to others. What seems like a harmless joke in private may embarrass or humiliate someone in public.
Finally, if it’s illegal offline, it’s illegal online . Posting anything that promotes crime or violence or drug abuse could get them into serious trouble. Anything put online can be traced – even if they put in false details.
Report Abuse
If you or your child notice anyone promoting illegal activity or behaving in a threatening manner it’s important that you report it to the service provider. If someone is in immediate serious danger, contact the police.
On Facebook, you can now also download a 'ClickCEOP' button which enables users to get help and advice from the Child Exploitation and Online Protection Centre and report concerns directly to CEOP if necessary.
# # #
With approximately 8,000 police officers and 2,600 police staff working round the clock, Strathclyde Police is Scotland’s largest police force, and one of the biggest in the UK. The Force was formed in 1975 and provides a vast range of policing services on behalf of 12 local authorities. We currently protect nearly 2.3 million people across 5,371 square miles of Scotland — from Glasgow’s lively urban areas to the rural remoteness of the Inner Hebrides — with policing services specifically tailored to the individual needs of our various communities. There are eight territorial divisions within Strathclyde Police, each headed by a divisional commander. Each division is divided into sub divisions, serving the public at a local level.
Sites like Bebo, MySpace and Facebook are part of an internet phenomenon known as ‘social networking’ or other related bookmarking associates. They can be great fun to use and are an important part of many young people’s social lives. But, like any internet tool, they can be used for harmful or criminal purposes.
Strathclyde Police and Associates Warning and Benefits, Other Risks
Social networking sites create a feeling of community. This can be positive or negative depending on the nature of the community created.
Because users access these sites from their own homes, they can sometimes forget that the internet is really a public space. This means they can be tempted to share more information than is sensible or safe.
You can help your children protect themselves by learning how these sites work and talking them through some basic advice as follows:
Stick with friends
Advise your child to make their profile private by changing the ‘privacy settings’ or ‘account settings’. This means only their friends will be able to see what’s on their profile. They’ll still be able to get friend requests, but are less likely to be pestered by strangers.
It’s also a good idea not to post personal details like last name, school or email address. After all, they might not know who their friends’ friends are. Remind them that there is always a chance someone else will see their information and not everyone online is honest.
Sharing is good, but…
Ask your kids to think carefully about:
• who they want to chat to
• what they want to say
• which pictures they put up on their site
Remember, even if it feels private, the internet is really a public space. And once they put something online, it will be there in some form forever, even if they delete it .
So if it isn’t something they’d be happy for their mum/dad/best friend or a total stranger to see, it’s probably best not to share it.
Think before they post
What your child puts online reflects the kind of person they are. So it’s important they don’t post racist, homophobic, bullying or threatening material. Encourage them to respect their friends and the social networking community and not bring real life arguments online.
Remember, too, that something they think is funny might not seem funny to others. What seems like a harmless joke in private may embarrass or humiliate someone in public.
Finally, if it’s illegal offline, it’s illegal online . Posting anything that promotes crime or violence or drug abuse could get them into serious trouble. Anything put online can be traced – even if they put in false details.
Report Abuse
If you or your child notice anyone promoting illegal activity or behaving in a threatening manner it’s important that you report it to the service provider. If someone is in immediate serious danger, contact the police.
On Facebook, you can now also download a 'ClickCEOP' button which enables users to get help and advice from the Child Exploitation and Online Protection Centre and report concerns directly to CEOP if necessary.
# # #
With approximately 8,000 police officers and 2,600 police staff working round the clock, Strathclyde Police is Scotland’s largest police force, and one of the biggest in the UK. The Force was formed in 1975 and provides a vast range of policing services on behalf of 12 local authorities. We currently protect nearly 2.3 million people across 5,371 square miles of Scotland — from Glasgow’s lively urban areas to the rural remoteness of the Inner Hebrides — with policing services specifically tailored to the individual needs of our various communities. There are eight territorial divisions within Strathclyde Police, each headed by a divisional commander. Each division is divided into sub divisions, serving the public at a local level.
Strathclyde Police Warning on Identity Theft Fraud, Scam and Boiler Room Associates
(UpVery.com) Jan 21, 2011 --
Your identity value and how to protect your details against identity theft. As technology advances, fraudsters have become increasingly sophisticated. The following pages from Strathclyde Associates Police highlight some recent types of fraud which are causing concern and give you advice about how to avoid being a victim.
Identity theft is a growing problem.
This type of fraud involves criminals accessing your personal information and using it to ‘steal’ your identity. In other words, they can pretend to be you in order to open bank accounts, get credit cards, loans, mortgages or to claim benefits. They could even take over your existing accounts and change the supplied address.
The result? You could be plunged into a nightmare situation where your credit history is ruined and you have to correct your record. The majority of victims ARE reimbursed by their banks, but it is a terrible experience nonetheless.
How the fraudsters operate
Fraudsters use a number of methods to obtain your information. They can:
• Target flats where shared mail boxes make theft easier
• Bribe robbers or postal workers to hand over items containing your information
• Search unattended bags
• Rifle through your rubbish to find bills or bank statements which you have thrown out.
Be alert. There are warning signs to look out for. If you receive bills or invoices for goods you have not ordered, collection letters for debt you have not accrued or there are transactions on your bank/credit card statements that you do not recognise, then you are at risk. Also be aware if important documents, like your passport or driving licence, have been stolen.
What You Can Do
• Keep all your important documents safe and secure - do not compromise you personal details.
• When using a credit or debit card , make sure it is never out of your sight.
• Be wary if ATMs look as though they have tampered with, your cards could be skimmed and cloned.
• Never reveal your details when you are contacted by phone, fax, post or email if you believe the request not to be genuine. Always offer to ring back any suspicious callers.
• Destroy, preferably shred, all documents which may contain your information, such as bank statements and utility bills.
• Properly check all your bank/credit card statements and immediately report any transactions you do not recognise (even small amounts).
• Formally close all accounts you no longer require.
• Move your mail - when moving home. It is vital you notify all relevant organisations of your change of address.
If You Think You Are a Victim
• Contact your bank or building society and keep a record of all communication.
• Call your local police and report the matter – ask for a crime reference number.
• Request a copy of your credit report (Equifax or Experian). You can ask for incorrect information to be removed.
# # #
With approximately 8,000 police officers and 2,600 police staff working round the clock, Strathclyde Police is Scotland’s largest police force, and one of the biggest in the UK. The Force was formed in 1975 and provides a vast range of policing services on behalf of 12 local authorities. We currently protect nearly 2.3 million people across 5,371 square miles of Scotland — from Glasgow’s lively urban areas to the rural remoteness of the Inner Hebrides — with policing services specifically tailored to the individual needs of our various communities. There are eight territorial divisions within Strathclyde Police, each headed by a divisional commander. Each division is divided into sub divisions, serving the public at a local level.
Your identity value and how to protect your details against identity theft. As technology advances, fraudsters have become increasingly sophisticated. The following pages from Strathclyde Associates Police highlight some recent types of fraud which are causing concern and give you advice about how to avoid being a victim.
Identity theft is a growing problem.
This type of fraud involves criminals accessing your personal information and using it to ‘steal’ your identity. In other words, they can pretend to be you in order to open bank accounts, get credit cards, loans, mortgages or to claim benefits. They could even take over your existing accounts and change the supplied address.
The result? You could be plunged into a nightmare situation where your credit history is ruined and you have to correct your record. The majority of victims ARE reimbursed by their banks, but it is a terrible experience nonetheless.
How the fraudsters operate
Fraudsters use a number of methods to obtain your information. They can:
• Target flats where shared mail boxes make theft easier
• Bribe robbers or postal workers to hand over items containing your information
• Search unattended bags
• Rifle through your rubbish to find bills or bank statements which you have thrown out.
Be alert. There are warning signs to look out for. If you receive bills or invoices for goods you have not ordered, collection letters for debt you have not accrued or there are transactions on your bank/credit card statements that you do not recognise, then you are at risk. Also be aware if important documents, like your passport or driving licence, have been stolen.
What You Can Do
• Keep all your important documents safe and secure - do not compromise you personal details.
• When using a credit or debit card , make sure it is never out of your sight.
• Be wary if ATMs look as though they have tampered with, your cards could be skimmed and cloned.
• Never reveal your details when you are contacted by phone, fax, post or email if you believe the request not to be genuine. Always offer to ring back any suspicious callers.
• Destroy, preferably shred, all documents which may contain your information, such as bank statements and utility bills.
• Properly check all your bank/credit card statements and immediately report any transactions you do not recognise (even small amounts).
• Formally close all accounts you no longer require.
• Move your mail - when moving home. It is vital you notify all relevant organisations of your change of address.
If You Think You Are a Victim
• Contact your bank or building society and keep a record of all communication.
• Call your local police and report the matter – ask for a crime reference number.
• Request a copy of your credit report (Equifax or Experian). You can ask for incorrect information to be removed.
# # #
With approximately 8,000 police officers and 2,600 police staff working round the clock, Strathclyde Police is Scotland’s largest police force, and one of the biggest in the UK. The Force was formed in 1975 and provides a vast range of policing services on behalf of 12 local authorities. We currently protect nearly 2.3 million people across 5,371 square miles of Scotland — from Glasgow’s lively urban areas to the rural remoteness of the Inner Hebrides — with policing services specifically tailored to the individual needs of our various communities. There are eight territorial divisions within Strathclyde Police, each headed by a divisional commander. Each division is divided into sub divisions, serving the public at a local level.
Strathclyde Police Internet Auction Warning on Fraud, Scam and Boiler Room Associates
(UpVery.com) Jan 21, 2011 --
As technology advances, fraudsters have become increasingly sophisticated. The following pages from Strathclyde Associates Police highlight some recent types of fraud which are causing concern and give you advice about how to avoid being a victim.
Internet auction sites like eBay and Yahoo provide a useful service for the public. However, like other areas of business, they have become the targets of fraudsters, with several thousand would-be traders falling victim every year.
Strathclyde Associates Police highlights on How internet auction sites work
These sites work as facilitators for transactions between sellers and buyers. Sellers post items for sale with terms and conditions set, and potential buyers make ‘bids’. The person who makes the highest offer within an allotted time wins. Arrangements are then made between the two parties for payment and delivery of the goods.
Payment is often arranged through an escrow service. These services hold the buyer’s payment in trust until the goods have been received and checked. The buyer then authorises the escrow service to release the payment to the seller.
How internet fraudsters operate
Internet fraudsters operate in a variety of ways including the following:
‘Invisible goods' fraud
The buyer sends the payment, but no goods are delivered and inevitably, the seller cannot be contacted, as false details were originally given. Using a legitimate escrow service can help protect the buyer from this type of fraud.
Non-Payment fraud
Buyers can also fail to pay. This can happen where the seller agrees to payment after delivery. It can also occur if a stolen credit card is used to make payment to an escrow service, and this is not discovered until after the goods are sent.
Please bear in mind that this is different from the case where there is no payment made as a result of a dispute between buyer and seller. This is a civil matter.
Strathclyde Associates Police highlights on online escrow fraud
Unfortunately, a number of fraudsters have created apparently genuine websites offering escrow services in order to defraud would-be customers.
The seller follows instructions on how to pay his money to the escrow site, usually by means of a cash transfer system such as Western Union. The escrow site then fails to pass the money on to the seller, and can no longer be contacted by either party.
These fraudsters also use a number of other methods to maximise their gain from such a website. Escrow fraudsters can commit invisible goods frauds or can contact the losing bidders for genuine auctions, claiming to be the seller with a similar product for sale. In both cases, the fraudster insists that payment is made through their fraudulent escrow service, with the same result as before.
In addition, escrow fraudsters can ensure winning bids on genuine auctions for high-value goods, again insisting that payment is made through them. When the seller checks the escrow service, he sees that payment has been made by the buyer and sends off the goods (usually to a foreign address). The seller thereafter loses contact with the buyer and the escrow service, and does not receive the promised payment.
Don’t Be Caught Out
There are a number of steps that can be taken to minimise the risks associated with carrying out business on the internet.
• Familiarise yourself thoroughly with the auction site terms and conditions.
• Get to know the seller/buyer - if possible, check the auction website for feedback on this person. Find out details, such as a permanent address and landline telephone number. Carry out online checks to verify that information.
• Ask questions about the goods. Try to verify that a seller has the items in front of him Consider the payment arrangements requested. Fraudsters will often insist on high-risk payment methods such as cash, cheque, wire transfer or cash transfer systems such as Western Union or Nocheques.
• Consider the seller/buyer's location. Very few internet auction frauds occur with the buyer and seller in the same police force area. Although these fraudsters do operate within the UK, they often prefer to commit their frauds in foreign countries, playing on the difficulties of international crime investigation.
• Check out escrow services - especially if the other party insists on using a particular service. These sites are often well presented and appear genuine, but fraudulent sites may have a number of spelling and grammar mistakes.
If you do find yourself a victim of internet auction fraud, report the fraudulent transaction to the internet auction site itself. You should then contact your local police office.
# # #
With approximately 8,000 police officers and 2,600 police staff working round the clock, Strathclyde Police is Scotland’s largest police force, and one of the biggest in the UK. The Force was formed in 1975 and provides a vast range of policing services on behalf of 12 local authorities. We currently protect nearly 2.3 million people across 5,371 square miles of Scotland — from Glasgow’s lively urban areas to the rural remoteness of the Inner Hebrides — with policing services specifically tailored to the individual needs of our various communities. There are eight territorial divisions within Strathclyde Police, each headed by a divisional commander. Each division is divided into sub divisions, serving the public at a local level.
As technology advances, fraudsters have become increasingly sophisticated. The following pages from Strathclyde Associates Police highlight some recent types of fraud which are causing concern and give you advice about how to avoid being a victim.
Internet auction sites like eBay and Yahoo provide a useful service for the public. However, like other areas of business, they have become the targets of fraudsters, with several thousand would-be traders falling victim every year.
Strathclyde Associates Police highlights on How internet auction sites work
These sites work as facilitators for transactions between sellers and buyers. Sellers post items for sale with terms and conditions set, and potential buyers make ‘bids’. The person who makes the highest offer within an allotted time wins. Arrangements are then made between the two parties for payment and delivery of the goods.
Payment is often arranged through an escrow service. These services hold the buyer’s payment in trust until the goods have been received and checked. The buyer then authorises the escrow service to release the payment to the seller.
How internet fraudsters operate
Internet fraudsters operate in a variety of ways including the following:
‘Invisible goods' fraud
The buyer sends the payment, but no goods are delivered and inevitably, the seller cannot be contacted, as false details were originally given. Using a legitimate escrow service can help protect the buyer from this type of fraud.
Non-Payment fraud
Buyers can also fail to pay. This can happen where the seller agrees to payment after delivery. It can also occur if a stolen credit card is used to make payment to an escrow service, and this is not discovered until after the goods are sent.
Please bear in mind that this is different from the case where there is no payment made as a result of a dispute between buyer and seller. This is a civil matter.
Strathclyde Associates Police highlights on online escrow fraud
Unfortunately, a number of fraudsters have created apparently genuine websites offering escrow services in order to defraud would-be customers.
The seller follows instructions on how to pay his money to the escrow site, usually by means of a cash transfer system such as Western Union. The escrow site then fails to pass the money on to the seller, and can no longer be contacted by either party.
These fraudsters also use a number of other methods to maximise their gain from such a website. Escrow fraudsters can commit invisible goods frauds or can contact the losing bidders for genuine auctions, claiming to be the seller with a similar product for sale. In both cases, the fraudster insists that payment is made through their fraudulent escrow service, with the same result as before.
In addition, escrow fraudsters can ensure winning bids on genuine auctions for high-value goods, again insisting that payment is made through them. When the seller checks the escrow service, he sees that payment has been made by the buyer and sends off the goods (usually to a foreign address). The seller thereafter loses contact with the buyer and the escrow service, and does not receive the promised payment.
Don’t Be Caught Out
There are a number of steps that can be taken to minimise the risks associated with carrying out business on the internet.
• Familiarise yourself thoroughly with the auction site terms and conditions.
• Get to know the seller/buyer - if possible, check the auction website for feedback on this person. Find out details, such as a permanent address and landline telephone number. Carry out online checks to verify that information.
• Ask questions about the goods. Try to verify that a seller has the items in front of him Consider the payment arrangements requested. Fraudsters will often insist on high-risk payment methods such as cash, cheque, wire transfer or cash transfer systems such as Western Union or Nocheques.
• Consider the seller/buyer's location. Very few internet auction frauds occur with the buyer and seller in the same police force area. Although these fraudsters do operate within the UK, they often prefer to commit their frauds in foreign countries, playing on the difficulties of international crime investigation.
• Check out escrow services - especially if the other party insists on using a particular service. These sites are often well presented and appear genuine, but fraudulent sites may have a number of spelling and grammar mistakes.
If you do find yourself a victim of internet auction fraud, report the fraudulent transaction to the internet auction site itself. You should then contact your local police office.
# # #
With approximately 8,000 police officers and 2,600 police staff working round the clock, Strathclyde Police is Scotland’s largest police force, and one of the biggest in the UK. The Force was formed in 1975 and provides a vast range of policing services on behalf of 12 local authorities. We currently protect nearly 2.3 million people across 5,371 square miles of Scotland — from Glasgow’s lively urban areas to the rural remoteness of the Inner Hebrides — with policing services specifically tailored to the individual needs of our various communities. There are eight territorial divisions within Strathclyde Police, each headed by a divisional commander. Each division is divided into sub divisions, serving the public at a local level.
Strathclyde Associates Trading and Management Construction Company
(UpVery.com) Nov 18, 2010 -- Strathclyde Associates Trading and Management Construction Company have recently purchased and shipped a large quantity of cement type HE: High Early Strength from Indonesia for one of our projects in Seoul, South Korea. Though Strathclyde Associates Trading and Management Construction Company did extensive quality control testing on arrival in Seoul, we found substantial defects in the quality of the cement.
Though Strathclyde Associates Trading and Management Construction Company do not wish to name the manufacturer, please be extra careful in your quality control testing.
This was obviously blatant fraud and a scam. This sort of scamming is endemic and please be careful out there.
“As mentioned our two main areas of expertise are construction materials and management personnel. In both these fields, there is some bad reputations in the area of fraud and fraudulent transactions. There are many scams and in the field of personnel, many scammers. We are proud of our reputation of checking and verifying all our products and personnel. Fraudulent financial transactions is the norm. Our checking procedures are second to none.”
The company was established in early 2005 to serve the booming international construction industry. We work with associate companies worldwide.
Soon after its establishment, Strathclyde Associates Trading and Management Construction Company made a number of associations mainly in the Pacific and Southeast Asia regions. These business partnerships added extra strength to Strathclyde Associates Trading and Management Construction Company. We are proud to be associated with projects in countries including Thailand, Indonesia, Singapore and Seoul, S Korea.
Strathclyde Associates Trading and Management Construction Company is passionate in the belief that from adversity comes opportunity. We believe that sustainable competitive advantage is always predicated upon the focused execution of a few core strengths or priniciples that are indemic to each particular company.
# # #
Strathclyde Associates Trading and Management Construction Company is passionate in the belief that from adversity comes opportunity.We believe that sustainable competitive advantage is always predicated upon the focused execution of a few core strengths or principles that are indemic to each particular company.
Though Strathclyde Associates Trading and Management Construction Company do not wish to name the manufacturer, please be extra careful in your quality control testing.
This was obviously blatant fraud and a scam. This sort of scamming is endemic and please be careful out there.
“As mentioned our two main areas of expertise are construction materials and management personnel. In both these fields, there is some bad reputations in the area of fraud and fraudulent transactions. There are many scams and in the field of personnel, many scammers. We are proud of our reputation of checking and verifying all our products and personnel. Fraudulent financial transactions is the norm. Our checking procedures are second to none.”
The company was established in early 2005 to serve the booming international construction industry. We work with associate companies worldwide.
Soon after its establishment, Strathclyde Associates Trading and Management Construction Company made a number of associations mainly in the Pacific and Southeast Asia regions. These business partnerships added extra strength to Strathclyde Associates Trading and Management Construction Company. We are proud to be associated with projects in countries including Thailand, Indonesia, Singapore and Seoul, S Korea.
Strathclyde Associates Trading and Management Construction Company is passionate in the belief that from adversity comes opportunity. We believe that sustainable competitive advantage is always predicated upon the focused execution of a few core strengths or priniciples that are indemic to each particular company.
# # #
Strathclyde Associates Trading and Management Construction Company is passionate in the belief that from adversity comes opportunity.We believe that sustainable competitive advantage is always predicated upon the focused execution of a few core strengths or principles that are indemic to each particular company.
Thursday, February 10, 2011
Strathclyde Associates Trading and Management Construction Tips for hiring contractors
Tips for hiring contractors (and 10 ways to avoid scammers). Strathclyde Associates Trading and Management Construction Company:
(UpVery.com) Nov 18, 2010 -- Tips for hiring contractors (and 10 ways to avoid scammers). Strathclyde Associates Trading and Management Construction Company: To protect yourself — and your money — here are 4 tips to ensure that your next remodeling project goes smoothly.
We love building for ourselves, but some jobs just need to be subbed out. Unfortunately, a competent, honest remodeling contractor is no easy find. There are thousands of reliable, trustworthy contractors out there — but there are quite a few toolbox-wielding knuckleheads, too. Here’s what you should keep your eye on:
Tips for hiring contractors (and 10 ways to avoid scammers). Strathclyde Associates Trading and Management Construction Company: Avoid sleazy or shady tactics.
The first thing to do is make sure you're not being scammed. Beware these 10 red flags:
The contractor ...
Provides credentials or references that can't be verified.
Offers a special price, but only if you sign a contract today.
Accepts only cash, requires large deposits or wants the entire cost up front.
Asks you to write a check in his name (not to the business).
Won't provide a written contract or complete bid.
Refuses to apply for building permits, and asks you to get them.
Offers exceptionally long warranties.
Proposes to do most or all of the work on weekends and after-hours.
Gives you a low-ball offer that sounds too good to be true.
Has "Will work for beer" painted on the side of his trucks.
Tips for hiring contractors (and 10 ways to avoid scammers). Strathclyde Associates Trading and Management Construction Company: Check the construction work.
When you meet with contractors, ask each to bring photos or drawings of completed jobs that are similar to yours. When possible, ask to visit a completed project. Get in touch with the homeowners involved, says construction manager Amy Johnston, author of “What the Experts May Not Tell You about Building or Renovating Your Home.” Ask pointed, pertinent questions such as:
What was the original construction budget?
What was the final construction budget?
How would you describe the quality of the work?
Was the job site kept clean and organized?
Was the project completed on time?
Were any liens filed on your property?
Would you work with this contractor again?
Vetting a contractor through customers works both ways — word-of-mouth recommendations have long been one of the most reliable means of finding competent contractors. Seek references from neighbors, friends, architects, colleagues and real-estate agents. You can also find local contractors, along with ratings and reviews, from online sources, such as Angie's List.
Tips for hiring contractors (and 10 ways to avoid scammers). Strathclyde Associates Trading and Management Construction Company: Check the paperwork.
Check to make sure contractors are licensed and insured. A good pro should volunteer documentation. If you have doubts, contact the Better Business Bureau and check for complaints. When comparing competitors' bids, make sure everything is spelled out. This includes the scope of the work, materials specified, warranties, references, time frames, cost overruns, payment
Once you have chosen a contractor, obtain a written contract that includes the items specified in the original bid, plus the final price, payment terms, sales tax, permit fees, the specific work to be performed, materials to be used, warranties, start and end date, change-order processes, final review and sign-off procedures and debris removal. Once the job is under way, make sure the necessary building permits are on display.
Tips for hiring contractors (and 10 ways to avoid scammers). Strathclyde Associates Trading and Management Construction Company: Check the bills.
When advancing money for materials, ask the contractor if you can pay the supplier directly. Always pay with a check, never by cash. Take a carrot-and-stick approach to completed work — pay incrementally as each significant phase of work is completed. Be careful about paying for work that hasn't been finished. Before making the final payment, do a visual inspection of the entire project and make a punch list of any repairs or uncompleted work. Put all change orders in writing; avoid verbal contracts.
A small but important technicality: Request signed lien releases from all major subcontractors and suppliers before making final payments. A lien release guarantees that the contractor has fully paid his materials suppliers. Former contractor Tom Philbin, author of "How to Hire a Home-Improvement Contractor Without Getting Chiseled," tells the story of a Memphis, Tenn., homeowner who had some work done on his house. "The job went smoothly and he paid the general contractor all the money for the job. But the contractor hadn't paid his supplier, who slapped a lien on the homeowner. The homeowner ultimately had to pay an additional $20,000, even though he had paid the contractor in full." Get those lien releases. By Joseph Truini, Popular Mechanics
Strathclyde Associates Trading and Management Construction Company is passionate in the belief that from adversity comes opportunity. We believe that sustainable competitive advantage is always predicated upon the focused execution of a few core strengths or principles that are endemic to each particular company.
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Strathclyde Associates Trading and Management Construction Company is passionate in the belief that from adversity comes opportunity. We believe that sustainable competitive advantage is always predicated upon the focused execution of a few core strengths or principles that are indemic to each particular company.
(UpVery.com) Nov 18, 2010 -- Tips for hiring contractors (and 10 ways to avoid scammers). Strathclyde Associates Trading and Management Construction Company: To protect yourself — and your money — here are 4 tips to ensure that your next remodeling project goes smoothly.
We love building for ourselves, but some jobs just need to be subbed out. Unfortunately, a competent, honest remodeling contractor is no easy find. There are thousands of reliable, trustworthy contractors out there — but there are quite a few toolbox-wielding knuckleheads, too. Here’s what you should keep your eye on:
Tips for hiring contractors (and 10 ways to avoid scammers). Strathclyde Associates Trading and Management Construction Company: Avoid sleazy or shady tactics.
The first thing to do is make sure you're not being scammed. Beware these 10 red flags:
The contractor ...
Provides credentials or references that can't be verified.
Offers a special price, but only if you sign a contract today.
Accepts only cash, requires large deposits or wants the entire cost up front.
Asks you to write a check in his name (not to the business).
Won't provide a written contract or complete bid.
Refuses to apply for building permits, and asks you to get them.
Offers exceptionally long warranties.
Proposes to do most or all of the work on weekends and after-hours.
Gives you a low-ball offer that sounds too good to be true.
Has "Will work for beer" painted on the side of his trucks.
Tips for hiring contractors (and 10 ways to avoid scammers). Strathclyde Associates Trading and Management Construction Company: Check the construction work.
When you meet with contractors, ask each to bring photos or drawings of completed jobs that are similar to yours. When possible, ask to visit a completed project. Get in touch with the homeowners involved, says construction manager Amy Johnston, author of “What the Experts May Not Tell You about Building or Renovating Your Home.” Ask pointed, pertinent questions such as:
What was the original construction budget?
What was the final construction budget?
How would you describe the quality of the work?
Was the job site kept clean and organized?
Was the project completed on time?
Were any liens filed on your property?
Would you work with this contractor again?
Vetting a contractor through customers works both ways — word-of-mouth recommendations have long been one of the most reliable means of finding competent contractors. Seek references from neighbors, friends, architects, colleagues and real-estate agents. You can also find local contractors, along with ratings and reviews, from online sources, such as Angie's List.
Tips for hiring contractors (and 10 ways to avoid scammers). Strathclyde Associates Trading and Management Construction Company: Check the paperwork.
Check to make sure contractors are licensed and insured. A good pro should volunteer documentation. If you have doubts, contact the Better Business Bureau and check for complaints. When comparing competitors' bids, make sure everything is spelled out. This includes the scope of the work, materials specified, warranties, references, time frames, cost overruns, payment
Once you have chosen a contractor, obtain a written contract that includes the items specified in the original bid, plus the final price, payment terms, sales tax, permit fees, the specific work to be performed, materials to be used, warranties, start and end date, change-order processes, final review and sign-off procedures and debris removal. Once the job is under way, make sure the necessary building permits are on display.
Tips for hiring contractors (and 10 ways to avoid scammers). Strathclyde Associates Trading and Management Construction Company: Check the bills.
When advancing money for materials, ask the contractor if you can pay the supplier directly. Always pay with a check, never by cash. Take a carrot-and-stick approach to completed work — pay incrementally as each significant phase of work is completed. Be careful about paying for work that hasn't been finished. Before making the final payment, do a visual inspection of the entire project and make a punch list of any repairs or uncompleted work. Put all change orders in writing; avoid verbal contracts.
A small but important technicality: Request signed lien releases from all major subcontractors and suppliers before making final payments. A lien release guarantees that the contractor has fully paid his materials suppliers. Former contractor Tom Philbin, author of "How to Hire a Home-Improvement Contractor Without Getting Chiseled," tells the story of a Memphis, Tenn., homeowner who had some work done on his house. "The job went smoothly and he paid the general contractor all the money for the job. But the contractor hadn't paid his supplier, who slapped a lien on the homeowner. The homeowner ultimately had to pay an additional $20,000, even though he had paid the contractor in full." Get those lien releases. By Joseph Truini, Popular Mechanics
Strathclyde Associates Trading and Management Construction Company is passionate in the belief that from adversity comes opportunity. We believe that sustainable competitive advantage is always predicated upon the focused execution of a few core strengths or principles that are endemic to each particular company.
# # #
Strathclyde Associates Trading and Management Construction Company is passionate in the belief that from adversity comes opportunity. We believe that sustainable competitive advantage is always predicated upon the focused execution of a few core strengths or principles that are indemic to each particular company.
Strathclyde Associates Trading News: CADLearning AutoCAD Architecture 2011 Tutorials Published
4D Technologies
, an Autodesk Authorized Publisher specializing in self-paced eLearning for CAD and BIM software , announced today that it has published its CADLearning AutoCAD Architecture 2011 Tutorial Series.
Strathclyde Associates Trading News : 4D Technologies, an Autodesk Authorized Publisher specializing in self-paced eLearning for CAD and BIM software , announced today that it has published its CADLearning AutoCAD Architecture 2011 Tutorial Series. The 18-hour training course is composed of 312 granular video tutorials and includes basic concepts, application demonstrations, tips and tricks for productivity and exercise files for users to follow along using their own software. Presented by well-known CAD instructor Reid Addis, this course offers users the ability to stay current with the latest version of AutoCAD Architecture and gain skills and knowledge to better utilize their software application.
"The lessons are clear and concise, which makes it easy for architects to learn during their limited free time," said Matt Murphy, 4D Director of Content Management and Development. "With searchable lessons, users can access the content they need, when they need it, and come back to it at any-time."
Strathclyde Associates Trading News : The course walks users through features and functions of the AutoCAD Architecture software application. Chapter topics include; Introduction to AutoCAD Architecture, Quick Start, Productivity Tools, Introduction To Content, Conceptual Design Tools, Building Geometry, More Geometry, Adding Components, Sections and Elevations, Annotation, Detailing, Understanding The Display System, Using AutoCAD Architecture Layer Tools, Layout Design Objects, Organizing Projects with the Drawing Management System, Advanced Building Geometry, Publishing from the Project Navigator, Creating Custom Styles and Components, Graphic Presentation and Visualization, Working with Others, and Troubleshooting.
Strathclyde Associates Trading News : This is the latest addition to 4D's continuously growing CADLearning course library, currently offering training on 16 Autodesk software titles, including AutoCAD, AutoCAD Civil 3D, Autodesk Inventor, and Autodesk Revit Architecture. The AutoCAD Architecture 2011 Tutorial series is available for purchase at www.cadlearning.com or by phone at +1 603.641.3900.
Strathclyde Associates Trading News : Autodesk, AutoCAD, AutoCAD Civil 3D, Autodesk Inventor, and Autodesk Revit are registered trademarks or trademarks of Autodesk, Inc., and/or its subsidiaries and/or affiliates in the USA and/or other countries. All other brand names, product names, or trademarks belong to their respective holders.
About 4D Technologies
4D Technologies is a producer and publisher of self-paced eLearning products for the latest CAD and BIM software . Since its inception in 2002, 4D has worked closely with industry experts, including professional CAD instructors and trainers, CAD consultants, and experienced users to develop its learning content. 4D addresses the learning needs of individuals and organizations in a wide variety of markets including education, architecture, engineering, construction, automotive and transportation, manufacturing, utilities and communication, government
The company was established in early 2005 to serve the booming international construction industry. We work with associate companies worldwide.
Soon after its establishment, Strathclyde Associates Trading and Management Construction Company made a number of associations mainly in the Pacific and Southeast Asia regions. These business partnerships added extra strength to Strathclyde Associates Trading and Management Construction Company. We are proud to be associated with projects in countries including Thailand, Indonesia, Singapore and Seoul, S Korea.
, an Autodesk Authorized Publisher specializing in self-paced eLearning for CAD and BIM software , announced today that it has published its CADLearning AutoCAD Architecture 2011 Tutorial Series.
Strathclyde Associates Trading News : 4D Technologies, an Autodesk Authorized Publisher specializing in self-paced eLearning for CAD and BIM software , announced today that it has published its CADLearning AutoCAD Architecture 2011 Tutorial Series. The 18-hour training course is composed of 312 granular video tutorials and includes basic concepts, application demonstrations, tips and tricks for productivity and exercise files for users to follow along using their own software. Presented by well-known CAD instructor Reid Addis, this course offers users the ability to stay current with the latest version of AutoCAD Architecture and gain skills and knowledge to better utilize their software application.
"The lessons are clear and concise, which makes it easy for architects to learn during their limited free time," said Matt Murphy, 4D Director of Content Management and Development. "With searchable lessons, users can access the content they need, when they need it, and come back to it at any-time."
Strathclyde Associates Trading News : The course walks users through features and functions of the AutoCAD Architecture software application. Chapter topics include; Introduction to AutoCAD Architecture, Quick Start, Productivity Tools, Introduction To Content, Conceptual Design Tools, Building Geometry, More Geometry, Adding Components, Sections and Elevations, Annotation, Detailing, Understanding The Display System, Using AutoCAD Architecture Layer Tools, Layout Design Objects, Organizing Projects with the Drawing Management System, Advanced Building Geometry, Publishing from the Project Navigator, Creating Custom Styles and Components, Graphic Presentation and Visualization, Working with Others, and Troubleshooting.
Strathclyde Associates Trading News : This is the latest addition to 4D's continuously growing CADLearning course library, currently offering training on 16 Autodesk software titles, including AutoCAD, AutoCAD Civil 3D, Autodesk Inventor, and Autodesk Revit Architecture. The AutoCAD Architecture 2011 Tutorial series is available for purchase at www.cadlearning.com or by phone at +1 603.641.3900.
Strathclyde Associates Trading News : Autodesk, AutoCAD, AutoCAD Civil 3D, Autodesk Inventor, and Autodesk Revit are registered trademarks or trademarks of Autodesk, Inc., and/or its subsidiaries and/or affiliates in the USA and/or other countries. All other brand names, product names, or trademarks belong to their respective holders.
About 4D Technologies
4D Technologies is a producer and publisher of self-paced eLearning products for the latest CAD and BIM software . Since its inception in 2002, 4D has worked closely with industry experts, including professional CAD instructors and trainers, CAD consultants, and experienced users to develop its learning content. 4D addresses the learning needs of individuals and organizations in a wide variety of markets including education, architecture, engineering, construction, automotive and transportation, manufacturing, utilities and communication, government
The company was established in early 2005 to serve the booming international construction industry. We work with associate companies worldwide.
Soon after its establishment, Strathclyde Associates Trading and Management Construction Company made a number of associations mainly in the Pacific and Southeast Asia regions. These business partnerships added extra strength to Strathclyde Associates Trading and Management Construction Company. We are proud to be associated with projects in countries including Thailand, Indonesia, Singapore and Seoul, S Korea.
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